Attention homeowners: Real estate appraisal services in Dallas metroplex

The top seven reasons TX homeowners call on Garvin Appraisals, LLC:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Dallas county's assessment of your property value
Remove PMI to reduce your mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a TX divorce, where property needs to be divided
To determine the true market value of property in question to settle an estate in the state of Texas.
Do you own a home in or near Dallas? Do you need help deciding the price of your real estate?

At Garvin Appraisals, LLC, we understand the special needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Garvin Appraisals, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. At Garvin Appraisals, LLC, we're experienced in helping clients just like you get rid of undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that is going down or is not appreciating as much as other houses nearby. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal report from Garvin Appraisals, LLC is your perfect weapon when contesting your property tax assessment.

Recently got a freeze on your HELOC?

If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. An expert appraisal from Garvin Appraisals, LLC can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.